SFA Insurance
Recent events on certain SFA estates across the country have seen SP experiencing damage to property and personal belongings. The financial impact on these families has been dramatic with some not having home insurance to offset the cost of damage incurred. Home insurance provides financial protection for your home and belongings against risks like fire, flood, storm damage, burglary, and more. Without cover, you risk having to pay for replacements or repairs if something happens to your home or belongings.
SFA Licensees are strongly recommended to arrange insurance for:
Their potential liability to DIO Accommodation up to a maximum of £20,000. As personnel occupy Service Family Accommodation & Substitute Service Family Accommodation under a Service Licence to Occupy agreement (known as a Licence to Occupy) they are not classed as a tenant and, therefore, standard home insurance policies do not cover the potential liability.
The Services Insurance & Investment Advisory Panel (SIIAP) has provided a web page detailing a number of insurance providers who can organise policies that have been designed specifically for SFA occupants. The web page can be found at https://siiap.org/ or here In my home – Buildings and Contents Insurance - Pinnacle Service Families.
b. Their personal property and that of any spouse/civil partner or child(ren).
c. Their liability to third parties in respect to injury to them and damage to their property.
Is it worth getting home insurance? If something is stolen, broken accidentally or you have a disaster like a fire or flood, home insurance should give you enough cash to help put things right.
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